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Blue Cross
Individual Plans with Dental
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The
Individual Dental Indemnity plan is
available as an optional benefit
with your Individual Blue Cross Blue
Shield of Texas health insurance
plan. There is an additional premium
for the Individual Dental Indemnity
plan.
Upon enrolling in the plan, members
will receive a fulfillment package
inclusive of all of the dental
procedures covered under the plan.
The fee schedule of benefits will
identify the maximum allowable
benefit members can receive when a
procedure is performed. The dollar
amount assigned to each procedure is
the maximum any member can receive,
not to exceed actual charges. A $50
deductible, based on fee schedule
allowances, will apply for dental
procedures or services received by a
covered individual during each
benefit year. For family coverage,
the maximum deductible amount is
$150. Deductible amounts do not
apply to such procedures as oral
exams, cleaning, fluoride
treatments, sealants, and x-rays. |
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